THE WORLD THINKS TERMS AND CONDITIONS OF USE

Thanks for visiting! Suppose you continue to browse and use this website. In that case, you agree to comply with and be bound by the following terms and conditions of use, which, together with our privacy policy, govern theworldthinks.com’s relationship with you about this website.

PLEASE READ VERY CAREFULLY THESE TERMS AND CONDITIONS OF USE BEFORE READING, COMMENTING ON, DOWNLOADING, COPYING, REPRODUCING, ALTERING MATERIALS OF ANY KIND, SUBSCRIBING TO, AND LINKING TO (COLLECTIVELY “USING”) THIS BLOG. USING THIS BLOG INDICATES THAT YOU ACCEPT THESE TERMS OF USE. IF YOU DO NOT ACCEPT THESE TERMS OF USE, PLEASE DO NOT USE THIS BLOG.

The term “theworldthinks.com” or “us” or “we” refers to the owner of this website. The term “you” refers to the user or viewer of our website.

THE USE OF THIS WEBSITE IS SUBJECT TO THE FOLLOWING TERMS OF USE:

  • The content of the pages of this website is for your general information and use only. It is subject to change without notice.
  • ChristianPF disclaims any liabilities whatsoever from your decisions based influenced by this site.
  • The materials on this website have been prepared for informational purposes only and are not intended to be construed as financial advice. Rational financial decisions can only be based on each individual’s situation.
  • Reading this website does not establish any advisor-client relationship between us. If you are uncomfortable making decisions, you should always go to a financial advisor for suggestions for your financial situation. You may email me any time you would like, and I will gladly offer any insight into your situation. But, consider it advice from a friend. It would not constitute any advisor-client relationship either.
  • As most are aware, there are many costs associated with running a website. I use advertisements to offset those costs. That said, I promise that I will only personally recommend or endorse something if it is of value to some of the readers. If I find a product or service that has helped my financial life, I will tell you about it. Endorsing products or services is for your benefit, not mine. I will tell you about the best products and services I find, regardless of whether I see any use for them.
  • There is no cost to the users to use this site. So, consider the advertisements as a form of supporting the site.
  • Your use of any information or materials on this website is entirely at your own risk, for which we shall not be liable. You shall be responsible for ensuring that any products, services or information available through this website meet your specific requirements.
  • This website contains material which is owned by or licensed to us. This material includes but is not limited to the design, layout, look, appearance and graphics. Reproduction is prohibited other than by the copyright notice, which forms part of these terms and conditions.
  • Unauthorized use of this website may give a claim for damages and be a criminal offence.
  • From time to time, this website may also include links to other websites. These links are provided for your convenience to provide further information. They do not signify that we endorse the website(s). We have no responsibility for the linked website(s) content.
  • Your use of this website and any dispute arising out of such use is subject to the laws of the United States of America.

Blog content. All the contents of the Blog, EXCEPT FOR COMMENTS, constitute the opinion of the Author and the Author alone; they do not represent the views and opinions of the Author’s employers or supervisors, nor do they represent the view of organizations, businesses or institutions the Author is a part of. The Author is not a licensed financial professional, and you should never substitute information from this Blog for information obtained from a licensed financial professional; always consult with your financial advisor regarding your financial decisions. The content of this Blog is not intended to cause harm, but if You have any concerns about the contents of this Blog, please get in touch with the Author. Disagreeing with the content of the Blog does not constitute sufficient ground for You to ask the Author to remove or modify any parts of this Blog.

Copyright policy. Unless noted otherwise, all content being part of this Blog is the Author’s property. All logos and trademarks are the property of their respective owners. You are not allowed to sell or modify any part of this Blog. If you wish to reprint or use any of the articles you find on theworldthinks.com, please get in touch with us.

You are welcome to link to this Blog and discuss its contents respectfully. When You quote or link to this Blog, please include the Blog’s name in your link. You are not authorized to use this content for personal profit.

Comment policy. The Author is not responsible for the content of any comments made by the Commenter(s). The Author is also not responsible for knowing whether the content of Your comment is breaking the law in other countries or jurisdictions. This Blog is a venue for discussion; therefore, the Author will not delete critical comments or comments portraying a different opinion from the Author’s own. However, the Author reserves the right to edit, delete, or not publish a comment if this is deemed potentially illegal (including, but not limited to, words containing hateful, libellous, and defamatory content). All comments on this Blog have to be written in English. Please do not endanger Yourself or break the law when you comment. Comments intending to advertise and off-topic (” SPAM “) will be deleted. The Author also reserves the right to block Commenter(s) who have previously published offensive comments, illegal content, or SPAM.

Forbidden actions. You are not authorized to (i) use this Blog to advertise products of any kind and for other Blogs, (ii) to infringe the Copyright Policy and Comment policy of this Blog, (iii) to attack this Blog using malicious software and use this Blog for data mining (iv) to commit any illegal actions while using the Blog, or against this Blog, (v) to restrict access to this Blog, (vi) to impede the normal functioning of this Blog and (vii) to menace the Author with, or cause physical or financial harm to, the Author of this Blog.

Changes to the Terms. The Author reserves the right to change these Terms at any time. You must ensure you agree with the Terms of Use before using this Blog. Changes to the Terms will be effective 48 hours after the notice has been posted on the Blog. If You disagree with the Terms, please DO NOT USE THIS BLOG.

No Guarantee. The Author makes no guarantee regarding the validity of the content of the Blog. In addition, the Author does not guarantee that the Blog will be accessible at all times or during any downtime (i) caused by outages to any public Internet backbones, networks or servers, (ii) caused by any failures of Your equipment, systems or local access services, (iii) for previously scheduled maintenance or (iv) relating to events beyond the Author’s control such as strikes, riots, fires, floods, explosions, war, terrorism, governmental action, labour conditions, natural and artificial disasters, or interruptions in Internet services to an area where the Author or Your servers are located. Although the Author will try to moderate comments quickly, the Author makes no guarantee to the Commenter that its comments or trackbacks will be displayed promptly, without modifications, or that they will be displayed at all, as all comments will be published at the Author’s discretion.

No Warranty or Condition; Links. The Author makes NO WARRANTY OF ANY KIND. If you choose to access the Blog, you do so AT YOUR OWN RISK. To the extent links and external content are based on or displayed in connection with the Blog, THE AUTHOR SHALL NOT HAVE ANY LIABILITY IN CONNECTION WITH THE DISPLAY OF SUCH LINKS AND SEARCH RESULTS, whether this external content is breaking the law in this or other jurisdictions. YOU AGREE TO USE THE BLOG AT YOUR OWN RISK and that You will not consider the Blog’s content a suitable substitute for professional advice.

Limitations of Liability. IN NO EVENT SHALL THE AUTHOR BE LIABLE UNDER THIS AGREEMENT FOR ANY DAMAGES OR LOSSES, AND THE AUTHOR’S LIABILITY TO YOU UNDER THIS AGREEMENT FOR ANY CLAIM IS LIMITED TO THE GROSS MONTHLY AMOUNT PAID BY THE AUTHOR FOR HOSTING SERVICES DURING THE ONE MONTH IMMEDIATELY FOLLOWING THE DATE OF THE CLAIM. Each party acknowledges that the other party has entered into this Agreement relying on the limitations of liability stated herein and that those limitations are an essential part of the Agreement. Without limiting the preceding, the Author shall not have any liability for any failure or delay resulting from any condition beyond the reasonable control of the Author, including but not limited to governmental action, labour conditions, power failures, or natural and manufactured disasters. The Author is not liable for the content of any comments the Commenter might leave on this Blog (see Comment policy).

Obligation to Indemnify. You agree to indemnify, defend and hold the Author, its agents, and applicable third parties (collectively “Indemnified Person(s) “) harmless from and against any third-party claims, liability, loss, and expense (including damage awards, settlement amounts, and reasonable legal fees, brought against any Indemnified Person(s), arising out of, related to or which may arise from Your use of the Blog and Your breach of any term of this Agreement.

Applicable Laws; Venue. The Author operates the Blog from St. Louis, Missouri and makes no representations that materials are appropriate or available for use in other locations. Access to the Blog from any site where the content is illegal is prohibited. Any claim related to the use of the Blog or the Blog materials shall be governed by the laws of St. Louis, MO, U.S.A.. Any action related to the access, use, content, or existence of this Blog shall be filed only in the appropriate court located within Missouri. The use of this Blog constitutes Your express permission and consent to the jurisdiction of Missouri’s federal and state courts for such actions.

Legal notices and Contact information. If You intend to carry out legal action against the Blog or the Author, you must contact the Author SEVEN BUSINESS DAYS before any legal claim is made. Please remember that the Author means to DO NO HARM to You or anyone else by writing this Blog. If You feel that your rights have been infringed, don’t hesitate to contact the Author, and allow seven business days for the reply to be received. The Author will do whatever possible to address Your concerns.

Cookies

We employ the use of cookies. By accessing The World Thinks, you agreed to use cookies in agreement with the The World Thinks’s Privacy Policy.
Most interactive websites use cookies to let us retrieve the user’s details for each visit. Cookies are used by our website to enable the functionality of certain areas to make it easier for people visiting our website. Some of our affiliate/advertising partners may also use cookies.

License

Unless otherwise stated, The World Thinks and/or its licensors own the intellectual property rights for all material on The World Thinks. All intellectual property rights are reserved. You may access this from The World Thinks for your own personal use subjected to restrictions set in these terms and conditions.

You must not:

  • Republish material from The World Thinks
  • Sell, rent or sub-license material from The World Thinks
  • Reproduce, duplicate or copy material from The World Thinks
  • Redistribute content from The World Thinks

Parts of this website offer an opportunity for users to post and exchange opinions and information in certain areas of the website. The World Thinks does not filter, edit, publish or review Comments prior to their presence on the website. Comments do not reflect the views and opinions of The World Thinks, its agents and/or affiliates. Comments reflect the views and opinions of the person who post their views and opinions. To the extent permitted by applicable laws, The World Thinks shall not be liable for the Comments or for any liability, damages or expenses caused and/or suffered as a result of any use of and/or posting of and/or appearance of the Comments on this website. The World Thinks reserves the right to monitor all Comments and to remove any Comments which can be considered inappropriate, offensive or causes breach of these Terms and Conditions.

You warrant and represent that:

  • You are entitled to post the Comments on our website and have all necessary licenses and consents to do so;
  • The Comments do not invade any intellectual property right, including without limitation copyright, patent or trademark of any third party;
  • The Comments do not contain any defamatory, libelous, offensive, indecent or otherwise unlawful material which is an invasion of privacy
  • The Comments will not be used to solicit or promote business or custom or present commercial activities or unlawful activity.

You hereby grant The World Thinks a non-exclusive license to use, reproduce, edit and authorize others to use, reproduce and edit any of your Comments in any and all forms, formats or media.

Hyperlinking to our Content
The following organizations may link to our Website without prior written approval:

  • Government agencies;
  • Search engines;
  • News organizations;
  • Online directory distributors may link to our Website in the same manner as they hyperlink to the Websites of other listed businesses; and
  • System wide Accredited Businesses except soliciting non-profit organizations, charity shopping malls, and charity fundraising groups which may not hyperlink to our Web site.

These organizations may link to our home page, to publications or to other Website information so long as the link: (a) is not in any way deceptive; (b) does not falsely imply sponsorship, endorsement or approval of the linking party and its products and/or services; and (c) fits within the context of the linking party’s site.

TWe may consider and approve other link requests from the following types of organizations:

  • commonly-known consumer and/or business information sources;
  • dot.com community sites;
  • associations or other groups representing charities;
  • online directory distributors;
  • internet portals;
  • accounting, law and consulting firms; and
  • educational institutions and trade associations.

We will approve link requests from these organizations if we decide that: (a) the link would not make us look unfavorably to ourselves or to our accredited businesses; (b) the organization does not have any negative records with us; (c) the benefit to us from the visibility of the hyperlink compensates the absence of The World Thinks; and (d) the link is in the context of general resource information.

These organizations may link to our home page so long as the link: (a) is not in any way deceptive; (b) does not falsely imply sponsorship, endorsement or approval of the linking party and its products or services; and (c) fits within the context of the linking party’s site.

Approved organizations may hyperlink to our Website as follows:

  • By use of our corporate name; or
  • By use of the uniform resource locator being linked to; or
  • By use of any other description of our Website being linked to that makes sense within the context and format of content on the linking party’s site.

No use of The World Thinks’s logo or other artwork will be allowed for linking absent a trademark license agreement.

iFrames

Without prior approval and written permission, you may not create frames around our Webpages that alter in any way the visual presentation or appearance of our Website.

Content Liability

We shall not be hold responsible for any content that appears on your Website. You agree to protect and defend us against all claims that is rising on your Website. No link(s) should appear on any Website that may be interpreted as libelous, obscene or criminal, or which infringes, otherwise violates, or advocates the infringement or other violation of, any third party rights.

Your Privacy

Please read Privacy Policy

Reservation of Rights

We reserve the right to request that you remove all links or any particular link to our Website. You approve to immediately remove all links to our Website upon request. We also reserve the right to amen these terms and conditions and it’s linking policy at any time. By continuously linking to our Website, you agree to be bound to and follow these linking terms and conditions.

Removal of links from our website

If you find any link on our Website that is offensive for any reason, you are free to contact and inform us any moment. We will consider requests to remove links but we are not obligated to or so or to respond to you directly. We do not ensure that the information on this website is correct, we do not warrant its completeness or accuracy; nor do we promise to ensure that the website remains available or that the material on the website is kept up to date.

Disclaimer

To the maximum extent permitted by applicable law, we exclude all representations, warranties and conditions relating to our website and the use of this website.

Nothing in this disclaimer will:

  • limit or exclude our or your liability for death or personal injury;
  • limit or exclude our or your liability for fraud or fraudulent misrepresentation;
  • limit any of our or your liabilities in any way that is not permitted under applicable law; or
  • exclude any of our or your liabilities that may not be excluded under applicable law.


The limitations and prohibitions of liability set in this Section and elsewhere in this disclaimer: (a) are subject to the preceding paragraph; and (b) govern all liabilities arising under the disclaimer, including liabilities arising in contract, in tort and for breach of statutory duty. As long as the website and the information and services on the website are provided free of charge, we will not be liable for any loss or damage of any nature.

Contact on Email: theworldthinks1@gmail.com

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